![]() ![]() Unregulated and unauthorised lenders are openly operating in Ireland, providing credit to consumers via retailers like Harvey Norman, Mothercare and Argos.NOTICE of Copyright: THIS POSTING AS WELL AS ALL PHOTOGRAPHS, GALLERY IMAGES, AND ILLUSTRATIONS ARE COPYRIGHT © JOHN NEEL AND ARE NOT TO BE USED FOR ANY PURPOSE WITHOUT WRITTEN CONSENT FROM THE WRITER, THE PHOTOGRAPHER AND/OR. These lenders are outside of the scope or the regulatory oversight of the Central Bank.Ī loophole in the legislation regulating credit firms has been revealed, highlighting the emergence of these unregulated entities, mainly foreign but with offices in Ireland. They are offering high-interest loans to customers without having to abide by the Consumer Protection Code (CPC), introduced in 2012 to protect borrowers from being harassed with unsolicited phone calls to homes and offices if they fall into arrears. Household names including Harvey Norman, Mothercare, Appliances Delivered, along with a host of dental clinics, jewellers and other stores, are using privately-funded Australian credit provider Flexi Fi to offer loans to their customers wishing to buy products. Buy FLEXIFY - Glucosamine with Chondroitin Turmeric MSM Boswellia D3 & Ginger Root - Natural Non-GMO Joint Pain Relief Supplement for. The company has around 60,000 borrowers availing of €50m in loans. It has plans to expand into providing lending for log cabins people can put in their back gardens and offer to renters or adult children, and providing credit for dental and veterinary treatments.Īrgos uses a similar provider, Creation Consumer Finance Ltd (CCF), with offices in Belfast, for 'buy now, pay later' loans on purchases over €275.Īll foreign lenders are normally required to apply to the Central Bank for authorisation to act in Ireland, usually as a licensed moneylender, and be placed on a public register. It is mandatory for "cash loans or provision of goods on credit from a retailer or purchase of goods from a catalogue" said the Central Bank. Typically, catalogue firms like Oxendales or Littlewoods come under such regulation - as do 'pay day' moneylenders. However, other finance firms are getting around the legislation due to a loophole in the law, whereby the loan is not directly provided to the customer as cash, but items purchased directly from a shop, with a separate loan being created for repayment to the customer.Records shown are through games of Nov. 7, 2021Īlso receiving votes: Southern Nazarene University, Chowan University, University Of West Florida, Auburn University Montgomery, Fort Hays State University, Nova Southeastern University, Rogers State University, University of Illinois-Springfield, West Chester University Answer: The integration is called Sports Scores section by Google. Currently it only supports the following leagues: NFL, NBA, NHL and MLB. Records shown are through games of April 18, 2021Īlso receiving votes: College of Saint Rose, Rollins, Dominican (N.Y.), Anderson (S.C.), Christian Brothers, Fort Hays State, Maryville (Mo.) Records shown are through games of April 4, 2021Īlso receiving votes: Dominican (N.Y.), Nyack, Anderson (S.C.), Christian Brothers, Gannon, Regis, Midwestern State, Hawaii Pacific, Cedarville, Notre Dame (Ohio) Records shown are through games of March 21, 2021Īlso receiving votes: Northeastern State (Okla.), Fort Hays State, University of Tampa, Notre Dame College (Ohio), Florida Tech, Adelphi, Mercy, Assumption Records shown are through games of March 7, 2021Īlso receiving votes: Francis Marion, Hawaii Pacific, Assumption, Notre Dame (Ohio), McKendree, Cedarville, Tiffin, Midwestern State, Queens University of Charlotte, Gannon So I would imagine there are partnerships between Google and these leagues and sports leagues provide some sort of web APIs for Google to query and Google pr. ![]() ![]() ![]() Mary's (Texas)Ĭalifornia State University-San Bernardino Records shown are final 2020-21 season rankings.Īlso receiving votes: College of Saint Rose, Rollins, Dominican (N.Y.), Anderson (S.C.), Fort Hays State, St. ![]()
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